LHGBENEFITS.COM Final Expense insurance is a whole-level insurance policy with small and little to no underwriting.

Anyone can qualify for a Final Expense policy as it’s a more affordable form of insurance that requires few premiums and gives benefits as low as $3,000 to as high as $35,000, but less than a standard life insurance policy. Final Expense insurance builds the value of cash over time and is the most desirable because it provides for your family after you’ve passed.

Final Expense insurance is also referred to as burial, funeral, simplified issue, or modified whole-life insurance.

Final Expense insurance typically covers burial and funeral expenses, medical bills, probate or legal fees, and other related costs. It allows your loved ones to use the benefits for any expense they need to pay, and is not just restricted to covering burial costs.

There are two types of Final Expense insurance:

• Graded Benefit Policies cover people suffering from serious ailments and provide limited benefits in the first few years.
• Immediate Full-Benefit Policies are for people with no serious health concerns, and they pay the full-face value once they passed.

Choose the right Final Expense insurance plan by speaking with an experienced insurance professional at LHGBENEFITS.COM. With the help of an experienced & licensed agent, you can be confident that you’re choosing the right options that fit your budget to meet your Final Expense needs. Give us a call now. We have operators available to provide you peace of mind, and to ensure that your loved ones are protected.