YOUR #1 CRITICAL CARE INSURANCE SOLUTIONS PROVIDER!
LHGBENEFITS.COM
Critical illness insurance is a form of supplemental health insurance that provides coverage for expenses that your health plan doesn’t cover. The purpose of critical illness insurance is to provide a monetary safety net in the event of a medical diagnosis that could result in expensive treatments or other financial hardships.
Critical illness insurance policies payouts are typically a lump sum, such as $25,000 or $50,000, when you’re diagnosed with a critical illness. You can use the money to help pay for your care, but you can also use it for other family expenses, including paying your mortgage.
You can generally get critical illness insurance through an employee benefits program at work or by buying an individual policy on your own.
WHAT CRITICAL ILLNESS INSURANCE COVERS!
LHGBENEFITS.COM
Critical Illness Insurance provides benefits if you get diagnosed with a qualifying medical condition. The illnesses covered by a policy vary depending on your plan.
Here are some of the critical illnesses that are usually covered under this type of insurance:
- Cancer, though it might get limited to a life-threatening diagnosis
- End-stage renal failure
- Heart attack
- Major organ transplant
- Multiple sclerosis
- Parkinson’s disease
- Stroke
Contact LHGBENEFITS.COM to ensure you’re well informed regarding the coverage of your Critical Illness Insurance policy. Critical illness insurance policies can vary. For instance, some plans cover Amyotrophic Lateral Sclerosis (ALS or Lou Gehrig’s Disease) and hearing loss, while other policies don’t cover those health issues.
HOW CRITICAL ILLNESS INSURANCE WORKS FOR YOU!
LHGBENEFITS.COM
Supplemental Critical Illness Insurance works much differently than a traditional health insurance policy, like a PPO or HMO.
Your regular health insurance plan covers the costs of your health care. Importantly, if you’re diagnosed with a critical illness, you can also file a claim with your critical illness insurance company. Your critical illness insurance company provides a lump sum payout up to your policy’s coverage limit.
Critical illness insurance can help offset health care costs or you can use it for whatever family expenses that you may have. You could use the money to pay your health insurance deductible or co-payments, or you could even put the money toward mortgage payments, groceries or childcare.
Contact LHGBENEFITS.COM to ensure you’re well informed regarding the coverage of your Critical Illness Insurance policy.
PROTECT YOUR FAMILY AND LOVED ONES!
LHGBENEFITS.COM
Critical Illness Insurance is a good investment for people who can get coverage for free or at a low price from an employer, or those with a health plan with a high deductible and out-of-pocket costs. Or if you have a family history of certain health conditions, like cancer or heart disease, critical illness insurance can provide financial peace of mind that you will provide the financial help you will need if you’re diagnosed with a critical illness condition.
Because critical illness insurance offers coverage for a wide range of conditions, it can also be beneficial for people who do not have an emergency fund or are concerned about the financial consequences of an unexpected medical diagnosis.
You may have access to emergency funds through your life insurance plan – if you have a Living Benefits plan (Term or Permanent). Critical Illness coverage is designed to protect the financial security of your family and loved ones!
Contact LHGBENEFITS.COM to ensure you’re well informed regarding the coverage of your Critical Illness Insurance policy.
REMARKABLE THINGS HAPPEN WHEN PEOPLE CARE!
ABOUT US
CONTACT US
- (215) 970-4062
- 8AM - 9PM | Monday - Sunday
- KLAUS@LHGBENEFITS.COM
- LHGBENEFITS™
- SOUTHAMPTON, PA 18966 | USA
QUICK LINKS